Nā hoa-i-nā hoa laweʻae'ē

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He aha ka pilina o nā hoa-i-kaʻi?

he Nā hoa-i-nā hoa laweʻae'ē he hōʻai'ē i hāʻawiʻia e kekahi mea pilikino i kekahi kanaka'ē aʻe. ʻO ka hoa a he kanaka hoʻokahi a ua like nō ia me ka hui like me kekahi kanaka'ē aʻe. Akā, aia kahiʻoihana kiʻekiʻe ma waena o kekahi kanaka pono'ī a me kahi'auke.

Ua kapaʻia kēiaʻano hāʻawi kālā e like me ka hōʻai'ē kanaka-kanaka -ʻo ka hoʻopau pinepineʻana o ka P2P. Ināʻoe e hōʻai'ē kālā mai kou kaikunāne aiʻole i kou hoaaloha, he hōʻai'ē kēia.

Eia naʻe,ʻaʻole pono nā mea i hōʻai'ē a me nā mea noi eʻike i kekahi i kekahi. Eia kekahi laʻana, aia kekahi mau kikola ma ka Pūnaewele ma waena o nā poʻe pilikino e nānā nei a hāʻawiʻia paha kahi kālā.

Nā kumu o ka hōʻai'ē hoa-a-peʻe

Hiki i nā pilina pilikino hiki ke loaʻa nā pōmaikaʻi a me nā pōʻinoʻole i nāʻano loea'ē aʻe.

ia e pōmaikaʻi ai

Ke hāʻawiʻoe i kahi hōʻai'ē ma kahi kāleka, hiki i nā kumukūʻai hou e like me nā uku hoʻoili. Eia kekahi,ʻo ka hapa nui o nā'ahamele i nele i kaʻoihana waiwai a loaʻa ka waiwai.

Ma ka hihia o ka hōʻai'ē pilikua, pono kēia waiwai (ināʻaeʻia ka ukuʻia) hoʻopōmaikaʻi i kekahi mea'ē aʻe. Inā pono ka mea hoʻokahi e waiho i kāu kālā me kahi kāleka, e loaʻa iāʻoe i kahi haʻawina haʻahaʻa haʻahaʻa ma mua o ke kālā i kahi kanaka'ē aʻe.

ʻO kekahi mea hoʻolimalima pū kekahi e manaʻolana no kaʻike o ke kanaka no ka poʻe hāʻawi kālā - no ka laʻana, inā hoʻokaʻuluaʻia a ukuʻoleʻia paha ka uku, pololei ke ukuʻia i ke kālā i hōʻai'ēʻia.

keakea

Eia naʻe, no ka makemake no ka naʻauao a me ka Loaʻaʻia pilikia kapa no ka hamama uku o kekahi ikehu keakea no ka mea noi, Inā e hāʻawi'ai'ē aku i ke kanaka ke kala, a me ka paʻa kaula manawa, ua ae like ia, e hiki ke loaa hou i ke kala ma hope o kēia manawa. A kapa mai a hiki i ka hoʻokumu hana a IeAUPIIe, IAa IO hana me ka loio i mea maʻamau ka mālama i ia mau hihia. Ma keʻano he kanaka pilikino,ʻo ia hoʻi ka nui o ka hana iāʻoe.

Eia naʻe, ua hiki i ka haumāna haʻawina kālā o ka hoa-i-nā hoa aie keakea. He nui nā mea noi e hilahila i ka laweʻana i kahi hōʻai'ē. I ka mea kino i hoʻolilo 'ia e hōʻike i ka imbalance a me ka aie ke kanana nei nā pānaʻi aloha a me ka pili ma. Inā 'oe i ka mea noi, e hiki i inhibitions e loaa i ke kālā ma muli o kona koʻikoʻi.

Eia kekahi,ʻo ka pilikia no ka hōʻai'ē o ka hoa-a-peʻe he pae hilinaʻi ma luna o ka pūnaewele. ʻO ka hoʻokaʻawaleʻana i waena o nā hana nui a me ka hōʻoleʻole, he mea paʻakikī ia no nā mea noiʻole.

ʻO nāʻohana a me nā hoa

¶ A i loko o Kelemānia, ua pinepine hoʻohana i ka 'ōlelo Pelekānia transliteration "Family a Friends" ka wā e noi wale aku i kekahi kanaka i kou ike kino, i ke kālā a me ka lawe i ke kālā mai ia. ʻO ka kālā i noiʻia mai nā hoaaloha a me nāʻohana e hana pinepineʻia ke kānāwai. I nā kumu he nui, hoʻokahi wale nō o kaʻaelike kūkā, akā naʻe naʻe e koiʻia.

No ka loiloiʻana mai kaʻohana a iʻole nā ​​hoaaloha i ka manawaʻole i'āponoʻia, inā he mau liʻiliʻi wale nō. ʻAʻole mālama ka mea hāʻawi i kekahi kumumanaʻo holoʻokoʻa, akā makemakeʻo ia e kōkua i kahi hoaaloha a mea paha o kaʻohana mai kahi pilikia. Eia naʻe,ʻaʻole e hoʻokuʻuʻia ka uku ma ka manaʻo nui, akā, ma nā kūlana kiʻekiʻe loa.

ʻO kahi kūʻai kūʻai mākaʻikaʻi no ka hōʻai'ē o nā hoa-ā-'ō

Ma ka Pūnaewele, aia nāʻano papahana likeʻole e hiki ai i nā mea loina a me nā mea kūʻai aku ke loaʻa kahi hōʻai'ē hoa-a-hoa. Hiki i kekahi mea noi ke loaʻa i hoʻokahi manawa aʻoi aku mea kālā i ka manawa like.

I kekahi mau hihia, waihoʻia nā loans ma kēia mau pūnaewele i kahi kūʻai. I kēia hihia, pili ka mea noi i kekahi mea lawe kālā kūpono a iʻole hewa paha. Hoʻololi pūʻia nāʻano pilina.

ʻO nā kūkalakū kūʻai no nā pilina hoa pilikino e hahai i ka pahuhopu o ka hōʻuluʻuluʻana i nā kānaka e like me nā manaʻo likeʻole o nā'ōlelo hōʻai'ē. ʻO ke kumu o ka noiʻana e hiki ke hana i kahi no ka mea nāna e hāʻawi. ʻO kekahi o ka hiʻohiʻona microcredit i nāʻoihana liʻiliʻi a i nā papahana paha.

ʻAʻohe pōpō.
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