Ka ukuʻai Kulanter

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He aha ke kala uku kula?

he ʻike he hōʻai'ē i hoʻoholoʻoleʻia e like me kaʻaelike. Kēia e e hou ia oe, a ia oe paha mua manaʻo o ka 'elele i hoʻomōakaaka he kapa hana o ka lā, me ka AYEIE ia nā kumu kāki no ka aie. Uaʻike muaʻoe e likeʻole nāʻano likeʻole o ka hōʻai'ē ma mua o ka loiloi maʻamau i hāʻawi mauʻia. ʻO ka hua'ōleloʻo ia iho he mea kiko'ī a kiko'ī paha i ke kumuhana. ʻO kaʻoluʻolu maikaʻi ma ke kahua o ka hōʻai'ē heʻano'ē aʻe, no ka mea, ua ho'ākākaʻia ka hoʻohanaʻana i ka mea kūʻai i kēia wahi. Inā hōʻoluʻolu ka mea kūʻai a mahalo i ke aloha o kaʻaʻa, he kumu'ē aʻe kēia. ʻO ka pilikia uku mea i hoaie ia mea ka kekahi i ka paa, ma ka like ana a me ka hoʻokōʻia o ka i hou ua hoʻohiki ma ka Customer. ʻO kekahi mauʻaka e hāʻawi i kāu mea kūʻai aku e waiho i kahi hōʻai'ē mau e lilo i meaʻai kīhāpai. ʻO kēia e pili ana i ka ukuʻana i nā uku iʻaeʻia, akā, heʻano likeʻole ke kaona ma mua o ka puka maʻamau.

ʻO ka ho'ākākaʻana o ka'ōlelo makahiki kulantua

E like me ka mea i hōʻike muaʻia, hoʻolaha nāʻaukā me ko lākou makemake. E lilo i nā uku pālākiʻi, nā uku a me nā kumuhana'ē aʻe. ʻO nā loina he mea nui loa ia. ʻO kēia keʻano o ka hilinaʻiʻana o nā mea kūʻai a me nā mea noi. ʻO ka'ōlelo hoʻolālā pili kālā ka hopena i ka hopena. Hiki i nā kānaka i loaʻa nā manaʻo hoʻopuka Schps pono ke hāʻawiʻia i nā hōʻai'ē'ē aʻe ma lalo o kekahi mauʻano. Eia, i ka manawa ua oi accommodating aie mua ma ka hopena o ka ae like ana i loko o ka lumi, no ka mea, ka mea e like kapa, hiki i kēia kamepiula maopopo remunerated. ʻAʻole hiki i kahiʻaina e hāʻawi i nā loina i hōʻikeʻia ka hopena e like me ke kiʻekiʻe loa. No laila,ʻaʻole e hoʻokomoʻia kēia mau loans ma keʻano he lawaiʻa pili, akā ua hoʻopaʻa inoaʻia me kahi hōʻai'ē. Hiki ke hoʻolilo i kekahi hōʻai'ē maʻamau i mea hōʻai'ē inā hikiʻole i ka mea kūʻai ke mālama i nāʻaelike. ʻO nā kumu no kēia mau paʻiʻana o ka uku no ka loiloi a me ka hoʻokomoʻana heʻano'ē loa. No laila, hiki iāʻoe ke hoʻomanaʻo i kēia manaʻo o ka hōʻai'ē hoʻokele aʻikeʻia he mau manawa kūpono a me nā hewaʻole i nā loans mau. E like me ka mea i ho'ākāka muaʻia, hiki i nā pānaʻi maʻamau i ka wā o ka uku hoʻokele ke lilo i mea hōʻai'ē-

Kālepa Kulanter a me ka hopena ma ka'aeke a me nā mea kūʻai aku

ʻO ka manaʻo o "kulanter Kredit" keʻike mau nei i ka hoʻohana a me keʻano o ka mālama kālā. ʻAʻohe mea e hōʻoia i ka hōʻai'ē ma muli o ka hana palaualelo a iʻole ka manawaʻole i ka hana maʻamau. I kēia lā, aia nāʻaukā a me nāʻoihana i hoʻolako i kēiaʻano haʻawina. Eia aia ma ka hoʻolaha hoʻolahaʻana me kaʻoleʻo Schufa a me ka manaʻo e pili ana i ka noʻonoʻo pono eʻaeʻia nā kumu. Aʻoi aku ka maikaʻi o ka hoʻokaʻawaleʻana, no ka mea, e like me ka'ōleloʻana, hiki i kēia mau hui ke palekana loa e uku i ko lākou pilikia. Nike loan mea maʻamau loan kahi o ka Customer pono maka ma ke kahua o ka loaʻa, ka hui panakō hana ma ka hua'ōlelo o kona uku pane lākiō a me kona Schufa 'ikamu. Aia nā loina me kaʻole Schufa, akā, pono e'ōleloʻia hoʻokahi. ʻO kēia mau pūlāwaiʻaʻole loa ia e manaʻo e hōʻailona iāʻoe ma mua o ka makemakeʻole o ka mea kūʻai e uku i nā uku kikowaena i ka pauʻana o kaʻaelike. I ka manawa pilikia uku Ua hoi hou i loko o ia mau kapa a pau, e ike, a me ka oi accommodating aie regular loan, e ke kapa wale ina ka Customer hiki ole ke hoʻolimalima hale i kekahi hou installments. E hoʻopau ka pēke i kēia hōʻai'ē a inā paha ua pau ka hōʻai'ē'āina, e kū'ē ana naʻe ka mea kūʻai. ʻO kēiaʻano pilikino piliʻole, hiki wale ke hāʻawiʻia e nā hoaaloha, nā mea aloha a me kaʻohana.

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